We offer investment selection and management services on both commission and fee-based platforms. The selection of platform is dependent upon individual client preferences and investment scenarios. We offer investment management for all account types, including individual, retirement, college savings, estate, trust, charitable and business accounts. We also provide qualified retirements plans for businesses of all sizes.

Financial Advisory services encompass financial advice outside of specific investment selections. It includes such things as written financial plans, retirement distribution projections, detailed estate plans, college cost projections, consultations with tax and legal advisors, and similar items. Because we recognize that our clients vary greatly in their need for financial planning services, we offer two options for financial advisory services:

 

This level is essentially an a la carte menu of services. This is for the client who does not perceive a need for financial advisory services on an ongoing basis, but would like to take advantage of them as life events may necessitate. Services are then provided based on the current fee schedule.

This level is for the client who would like to utilize our financial advisory services on a regular basis. Premier clients are set up on a quarterly fee schedule, and receive annual tax, risk, and investment planning reviews. They also are entitled to a waiver of the initial client set-up fee and discounts on other advisory projects.

 

A fee schedule for both classic and premier levels is available upon request.

We also offer term life insurance and permanent life insurance for individual and business needs, as well as long term care and disability insurance.